Earlier this month we at McCarroll McConnell Insurance Brokers offered advice for Landlords and property owners in Northern Ireland. Here is the second part of that blog post which we hope will help you to keep your properties safe, secure and in good condition over the winter period.
McCarroll McConnell Insurance Brokers – Landlord Insurance
6. Bleed your radiators
A great way to warm up your property is to bleed the radiators. This releases any trapped air, allowing hot water to fill every part of your radiator and warm the property more efficiently.
7. Get a boiler service
Arrange for your boiler to be serviced every year. As everyone starts to switch on their central heating, the surge in oil consumption can lead to a big increase in boiler breakdowns.
8. Clear out your gutters
In autumn, leaves can collect in gutters and drains, leading to blocks and overflows – so it’s best to clean them regularly.
9. Be wary of theft
If your property is likely to be unoccupied over the Christmas period while students are either returning home or your tenants are taking a long holiday, ensure that you take the following precautions as expensive items on display are an easy target for thieves.
Invest in theft deterrents such as alarms (visible from the exterior of the property). Ensure that the locking mechanisms meet the policy requirements (5 lever mortice locks).
And finally we want to remind you again of our last tip from our earlier blog post entitled “McCarroll McConnell advice for Northern Ireland Landlords this winter” which is – Check your insurance policy.
Make sure that you understand the terms of your landlord insurance policy. Remember that maintenance-related issues tend not to be covered by landlord policies. This means that you need to make sure that your property is fighting fit for winter – both for your own peace of mind, and for that of your tenants.
If you would like advice or a new new house insurance quote for your properties then please give us a call. We are happy to help you find the best insurance which best suits your need and with our expertise and experience we are sure that we can meet your needs. Please give us a call on 028 2565 3053 to discuss your insurance needs. McCarroll McConnell are based in Ballymena but we offer house insurance throughout Northern Ireland.