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Parent/Child Home Insurance Advice – Northern Ireland

Parent/Child Home Insurance Advice – Northern Ireland

At McCarroll McConnell, we believe that we can meet your insurance needs at a competitive rate. Based in Ballymena and Ballymoney, we have been helping our customers across Northern Ireland for many years.
It is always essential to get the proper insurance cover in place. Sometimes it is helpful to explain why things need done a certain way. After all, knowledge is power.

Parent/Child Home Insurance Advice – Northern Ireland

Are you a parent signing your home over to your children? If you are then make sure that your child is then the one who insures the property.
This is part of the conditions of insurable interest – it means that the person who insures the item must have a financial stake in the item being insured. They would stand to lose out should something happen to the property.
For example, if parent A signs their property over to Child B then they no longer own the home. That means they cannot insure it because it is actually Child B who now stands to lose out should something happen to the buildings.

Parent/Child Home Insurance Advice - Northern Ireland

What about contents?

If Parent A is still living in the home and keeps their own contents they can insure these themselves. We will gladly look at a range of insurers to get you our best deal here.
This does mean that you may have to take out two different policies.
It would be unfair and wrong of us to try and tell you otherwise. After all, in the event of a claim we want to make sure you are fully covered with the right product in place rather than not making these things clear to you and leave you open to having a claim rejected.

Getting your Home Insurance covered correctly is one of the most important things you can do. Cheap is not always cheerful.

Any questions? We are here to talk these things over with you.
Did you know that you can request a call back through our website? Just click here.
McCarroll McConnell will be happy to put your mind at ease. McCarroll McConnell on 028 2565 3053 or call into our Ballymena or Ballymoney office for a chat about your insurance.

Cash for Kids – McCarroll McConnell

Cash for Kids – McCarroll McConnell

McCarroll McConnell love our local community as much as we love providing competitive insurance rates in Ballymena, Ballymoney, and throughout Northern Ireland.
We have a well established history of providing a great insurance service and we are rewarded with loyal customers that go across generations.

At McCarroll McConnell we love to be involved with local charities. Last Christmas we took part in the Cash for Kids Christmas appeal.

Cash for Kids - McCarroll McConnell

Cash for Kids – McCarroll McConnell

We are delighted to announce that we have partnered with them again to join up to the Cash for Kids ‘1000 Faces’ campaign.
You can find more information here at the 1000 faces website or watch the video below.

Cash for Kids say:

Cash for Kids lends a helping hand to disabled and disadvantaged children aged 0 to 18 years across 21 areas in the UK by means of our grant giving process.

Grants awarded go towards buying specialist equipment for children to enhance their quality of life. They are given to children’s charities and organisations to help them undertake projects and new initiatives or to ensure that much needed services can continue to provide essential care and support.

All the money raised on behalf of Cash for Kids stays in the area it was raised in providing a helping hand when and where it is needed most.

Thanks to your kind help and support we are able to make a massive difference to the lives of the children that need our help across the UK.

We pledged to raise at least £100 between now and the end of the year for Cash for Kids which serves disabled and disadvantaged children throughout Northern Ireland and at the time of writing we have already surpassed this amount! But we can always do more…

Join us?

We will be doing dress down/up days, more coffee/baking mornings (watch the space) and whatever else we can think of between our two offices in Ballymena and Ballymoney.
But we would love you to help out as well.
Anything you could give would be greatly appreciated and of course all proceeds go to the Cash for Kids 1000 faces campaign. View our fundraising page here to see our progress and donate!

McCarroll McConnell are delighted to support the Cash for Kids 1000 faces campaign – hopefully you will join us too. Are we ready? 3,2,1…. Go!

Insurance – Ballymoney

Insurance – Ballymoney

Your local Ballymoney Insurance Broker, McCarroll McConnell, is located proudly in the local government district of the Causeway Coast and Glens, in Northern Ireland. Fancy something to do this summer?

If you have booked a holiday then remember to call in and chat to us about your travel insurance. We are always on the lookout for your best deal for your travel insurance, car insurance, home insurance, commercial and van insurance. At McCarroll McConnell we have over 45 years of experience dealing with all different kinds of insurance. To speak to us about competitive insurance rate feel free to give us a call on 028 2565 3053 or send an email to info@mccmcc.co.uk. We would be happy to help you to find a the insurance which best suits for you and your circumstances.

While we focus on getting you the best insurance rate for your situation here are a few local landmarks near our Ballymoney insurance office that we think you shouldn’t miss, whatever the weather may bring.

Insurance - Ballymoney
Here are a few places you can explore.

Of course on wet days there are plenty of coffee and ice cream shops in Portstewart and Portrush.
Who knows, we may even see you there.
Are there any others you would recommend? Stop in with us in our Ballymoney office and let us know the locations that you think we shouldn’t miss this summer.

At McCarroll McConnell we are always happy to give a helping hand.
At McCarroll McConnell Insurance, it’s who we are.

Insurance – Northern Ireland

Insurance – Northern Ireland

McCarroll McConnell Insurance Brokers offer competitive insurance to our customers throughout Northern Ireland. Are you feeling the pinch?

One of the biggest issues on people’s lips when we speak to them in 2017 is the rising price of insurance. The BBC News has featured rising insurance premiums in articles over the past few months. Click here and here to read more –  they give some business insight on the issue; Insurance Premium Tax (IPT) increase, compensation payments, increasing average payments.

We, at McCarroll McConnell, want to look after our customers, many of whom are local and known to us personally.

We know that people are always looking for good value insurance, but also good cover insurance. Many people want to deal locally with a face and a name they can trust. Can you have one without the other? Can you be competitive and comprehensive?
Young driver insurance? Sure. Classic car insurance? Of course. Standard car insurance? As standard. Our home insurance. Safe as, well, houses. Commercial insurance? Job done.

Here at McCarroll McConnell we will be honest with you. We will not promise you the world. It wouldn’t be fair, it wouldn’t be transparent, and it wouldn’t be accurate!

But what we will do is promise that we will give it our all to give you the best that we can source for you. Often this includes fantastic benefits like protected no claims, breakdown cover, legal cover, cover for your keys. If you don’t want the extras, then that’s fine, too. We are here if you want advice on whether or not to take them.
We don’t like gimmicks. We like honesty and good value.
We aren’t selling; you’re buying and we want to help you.
We are here to serve our customers, local and not so local, in our office towns of Ballymena and Ballymoney, and anywhere in Northern Ireland that we can help.
McCarroll McConnell Insurance Brokers are here for you.
At McCarroll McConnell Insurance, it’s who we are.

Young Driver Insurance – Northern Ireland

Young Driver Insurance – Northern Ireland

Young Driver Insurance for McCarroll McConnell & Co will help any new driver to get on the road.

Young Driver Insurance - Northern Ireland

Young Driver Insurance – Northern Ireland

Have you passed your driving test? Great, now lets talk about your car insurance. Because McCarroll McConnell & Co know that this can be a very expensive time we have designed an insurance package especially for Young Drivers. We can give you all the advice and help that you need to make sure that you are covered with the correct insurance policy to suit your needs.

Young Driver Insurance is available from the moment you pass your test

McCarroll McConnell Young Driver Insurance is available from age 17 upwards. We offer Excellent and competitive rates for young drivers either on Telematics or Family Fleet Policy.

Young Driver Insurance allows you to start earning a No Claims Bonus in your own name

Through McCarroll McConnell Young Driver Insurance the named driver can earn a no claims bonus in their own name. That means that from the very first day you hit the road, providing you make no claims, you are potentially earning a discount when you go to renew your policy each year.

At McCarroll McConnell & Co we can offer great rates with generous discounts for young driver car insurance – Up to 40% discount available! Give us a call for a no obligation quote on 028 2565 3053 or 028 2766 2116.